Bailouts, foreclosures, personal bankruptcies, stimulus packages, debt piled atop of debt and why is it we need two income families simply to just get by.

• Where will it all end?

How did we get into a situation where there has never been more material wealth and yet everyone is in debt to the bankers?

• Now, all of a sudden, these bankers have no money.

Why do the taxpayers voted representatives rescue the banks by going further into debt?

• Because we don’t understand some elementary, basic truths about our money.
• It wasn’t a course attended during our school days.
• “The short course on money” just wasn’t offered.

So,the vast majority of us never give the topic any serious thought.

Have you?

• Prudent money philosophy starts at home.

It starts with each and every single person. How can we expect to fix a problem if we don’t understand what’s going on and why?

Welcome.

The purpose of this site is to familiarize you with Lenny Tumbarello’s personal finance products and programs for campuses.

• Lenny Tumbarello, a recovered big time debtor turned debt-free advocate, empowers people to break the cycle of living in debt up to their eyeballs and focus on building assets on their present income without deprivation.
• He innovates a different perspective about confronting the tendency to spend money before we’ve got it.
• Then we can expect, even demand, our representatives in County, State and Federal government to follow our example.

Lenny’s passion, insight, and humor stem from his own personal struggle with overcoming his own life of being in debt up to the eyeballs. Sharing key principles through refreshing stories stimulates a realization of how down-right-simple it all is.

• Mr. Tumbarello shares his compelling message and constructive approach with audiences everywhere.
• His philosophy defuses the half-truths about credit, most importantly consumer credit, and debt forever.

Lenny illuminates a realization that anyone can win at this money game with the income they’ve already got coming in.

His action packed, humorous and inspiring programs result in happier, more productive people who mindfully end the stress overwhelming debt can cause in their lives.

In the sidebar you’ll find links to helpful answers to your questions.

By clicking the picture of our College Tips Booklet or our No Balance Due e-Book you can view the PDF versions of those publications.

• There are videos explaining some of the core principles Lenny uses in many of his talks and programs.
• There are recent facts about debt and some of what readers say about his book.

If you feel we might be a good fit, we’re ready to serve.

Do It Now

Awareness Programs, Assemblies, Lectures, Orientation, Banquets, and other meetings or events where an outside author & speaker about living life with No Balance Due is feasible.

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